New data from WalletHub drops the top three most affordable cities to buy a home in America. Is one of them for you?

There are very few alternatives to mortgages if you can't buy a house in cash, but they do exist. Learn more about rent-to-own, seller financing and other mortgage alternatives.

Use our rent vs buy calculator to find out which option is best for you. ... You don’t need to put 20% down to buy a house. In fact, just about everyone is putting down less nowadays.

If the monthly rent is $2,000, that totals $24,000 per year. To determine the rent ratio, divide $400,000 by $24,000. This calculation results in a rent ratio of 16.7.

How to decide if you should rent or buy a house. In terms of the amount you spend each month, it's generally cheaper to rent than to own a house. However, ...

The decision to rent or to buy depends not only on cost, but your flexibility. Skip Navigation. ... "If you're not 100% certain you want to buy a house, then don't buy a house.

Rent-to-own deals are nothing new. These transactions, in which a portion of the buyer’s monthly rent payment is ultimately applied toward a down payment, traditionally have been used by home ...

Key Points. A Reddit user asked whether he should buy a house or rent one when he moves as a retiree. Renting in the short-term makes good sense until he is sure he’ll be happy in his new location.