If you have several major bills that need to be paid monthly, consider this the first sign ... debt consolidation loan. High interest rates can make it difficult for you to finally be debt-free ...

As you pay down debt, you’ll likely free up more cash ... which isn’t always disclosed when you sign up for the program,” Gorelick says. A debt management plan, offered by a nonprofit ...

It can also help you set clearer financial goals and make decisions that align with your objectives and lay the groundwork for a debt-free future. A practical budget should prioritize needs over ...