Personal loans aren't just for emergencies. Here's how wealthy people use them to build wealth, manage risk, and stay liquid.

Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.

Personal loans are a solid, predictable way to borrow, and their application process is typically quick and easy. Mainstream personal loan interest rates vary widely depending on the borrower's credit ...

A vacation loan can help you pay for that trip you’ve been waiting to go on — but it could also cost you more in the long run. Find out about what you should consider before you take out a ...

If you want to borrow on an as-needed basis, a line of credit can be a good option. But if you prefer fixed monthly payments, then a personal loan might be a better fit.

Personal loan. Home equity loan. Rates. 7% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment terms.

There are certain times in which a personal loan makes sense to pay off debt, but that won't always be the case. Getty Images If you're juggling multiple monthly debt payments, high interest rates ...

A personal loan could be worth it if you can secure a lower rate than what you're currently paying on your debt. Getty Images/iStockphoto The past year and a half or so of high inflation and ...

Learn where to find a $50,000 personal loan, how to compare your options and apply, how much it could cost and when to consider alternatives. WSJ Barron's MarketWatch IBD. Buy Side from WSJ.