Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Mortgage rates tend to fluctuate day by day. So if you’re planning to buy a home, it’s a good idea to keep a close watch on ...

Discover today's competitive refinance interest rates. Stay informed with expert insights on the latest trends, tips, and market analysis. Find the best refinancing options tailored to your needs. Don ...

Refinance rates were mixed, but one key rate fell. Even a slightly lower interest rate can save you money on your home loan.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, ...

Ultimately, the best time to consider a home equity loan is when you have a lot of equity – ideally, equal to about half of your home’s worth. Or, put another way, when the outstanding amount on your ...

Homeowners who want to lower their monthly mortgage payments often consider refinancing. However, a loan recast could be a better choice. Mortgage recasting involves making a very large prepayment ...

Interest rate increases hit homeowners where it hurts most – their monthly budget. While Federal Reserve decisions might seem ...

Declining mortgage interest rates helped boost home loan applications for a second week, as the summer selling season is ...

A year ago, the rate averaged 6.95%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing ...