Homeowners can access two forms of credit that other consumers do not: home equity loans and home equity lines of credit ...

You plan to keep your house for a long time. But it needs some work. Renovations are expensive, and you want to avoid getting ...

A home equity loan could be a smart and effective way to pay down your credit card debt this year. Here's why.

For homeowners looking to tap record amounts of home equity, the good news could well be ongoing. Bankrate Chief Financial ...

The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest ...

Both a HELOC and a home equity loan can be good ways to access your home equity this January, depending on your goals and ...

Because these products are so closely tied to your most important financial asset, however, and because they're reflective of ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

Moving to a smaller home is one way to save money on housing in retirement. Smaller homes are generally less expensive and have lower tax assessments and reduced heating and cooling costs. However, it ...

What is a HELOC? A home equity line of credit (HELOC) is a type of second mortgage that homeowners can use to get cash to fund home improvement projects, debt consolidation, or other financial goals.

you may be wondering how a home equity loan affects your credit rating. Whether taking out the loan harms or helps your score largely depends on your current credit rating factors like how much ...