Personal loans aren't just for emergencies. Here's how wealthy people use them to build wealth, manage risk, and stay liquid.

Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.

Personal loans are a solid, predictable way to borrow, and their application process is typically quick and easy. Mainstream personal loan interest rates vary widely depending on the borrower's credit ...

A vacation loan can help you pay for that trip you’ve been waiting to go on — but it could also cost you more in the long run. Find out about what you should consider before you take out a ...

A personal loan could be worth it if you can secure a lower rate than what you're currently paying on your debt. Getty Images/iStockphoto The past year and a half or so of high inflation and ...

There are certain times in which a personal loan makes sense to pay off debt, but that won't always be the case. Getty Images If you're juggling multiple monthly debt payments, high interest rates ...

Personal loan costs. There are three main numbers to consider when weighing the cost of a personal loan: Monthly payment — this is the amount you pay each month toward the interest and principal ...

Personal loan. Home equity loan. Rates. 7% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment terms.

Learn where to find a $50,000 personal loan, how to compare your options and apply, how much it could cost and when to consider alternatives. WSJ Barron's MarketWatch IBD. Buy Side from WSJ.