Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

A home equity loan could be a smart and effective way to pay down your credit card debt this year. Here's why.

You plan to keep your house for a long time. But it needs some work. Renovations are expensive, and you want to avoid getting ...

For homeowners looking to tap record amounts of home equity, the good news could well be ongoing. Bankrate Chief Financial ...

The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest ...

You could lose your home if you fail to repay your loan, but there are steps to take that can avoid that scenario.

A large amount to borrow from. The average home equity amount is currently $320,000. And while most lenders will require you ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

Homeowners may be able to easily access the equity in their homes, but these loans have higher interest rates and people risk losing their homes if they miss payments.

What is a HELOC? A home equity line of credit (HELOC) is a type of second mortgage that homeowners can use to get cash to fund home improvement projects, debt consolidation, or other financial goals.

There are a variety of options, including tapping an existing HELOC or considering using an insurance settlement.